Now in open beta

Start whereyou are.Build everything else.

The AI financial coach that meets you where you are — debt and all. No shame. No judgment. Just a plan.

Start for free →See how it works

Day 01

Diagnose

See your full financial picture in minutes — debt, score, spending, and your debt-free date.

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Week 01

Plan

Your coach builds a lane-by-lane roadmap based on where you actually are, not where you wish you were.

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Month 01+

Build

Every week you make progress. Every milestone moves you closer to the person you're becoming.

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Built for people working through

credit card debtstudent loansfirst-time savingrebuilding after a setback

Your financial situation isn't your fault. Your tools were working against you.

Most apps need you in debt to survive. We need you out of it.

Four free tools

Know your numbers. All of them.

📅

Debt Snapshot

Enter your balances. See your exact debt-free date using the avalanche method.

Find my date →

🎯

Freedom Number

Assets minus liabilities. One number that shows exactly where you stand.

Calculate mine →

📊

Financial Reputation Score

A 0–1,000 score across 5 dimensions. Your financial trajectory, not just a snapshot.

Get my score →

In a financial emergency?

🆘

Crisis Mode

Eviction notice, utility shutoff, job loss, or medical debt — answer four questions and get a concrete action plan for your specific situation. No login required.

Get my action plan →

Simple pricing

2,500 spots. Then this price is gone.

Lock in $8.99/mo now. When spots fill, everyone else pays $11.99. And when Phase 2 launches — founding members get in first, at a lower rate. You pay less. You get there first. That advantage is permanent.

Free tier

No credit card required